Which sworn statement is administered by the insurer's attorney at the office of the insurer?

Which sworn statement is administered by the insurer's attorney at the office of the insurer?

• A. Affidavit
• B. Examination under oath
• C. Recorded statement
• D. Proof of loss

Answer: (B)

Examination under oath is the sworn interview used in claims investigations, and it is specifically administered by the insurer’s attorney at the insurer’s office. In this setting, the insured or claimant appears to answer questions under oath, with a court reporter sometimes present, to verify details about the loss, policy coverage, and any potential misstatements or fraud. This is distinct from other sworn documents or statements because it’s an interactive, attorney-led examination conducted at the insurer’s location. An affidavit is a sworn written statement, but it’s not an on-site interview conducted by the insurer’s attorney. A recorded statement is typically a non-sworn statement collected by an adjuster, often by phone or in person, without an oath. A proof of loss is a formal document filed to state the loss amount and details, sworn, but not conducted as an attorney-led interview at the insurer’s office.

Examination under oath is the sworn interview used in claims investigations, and it is specifically administered by the insurer’s attorney at the insurer’s office. In this setting, the insured or claimant appears to answer questions under oath, with a court reporter sometimes present, to verify details about the loss, policy coverage, and any potential misstatements or fraud. This is distinct from other sworn documents or statements because it’s an interactive, attorney-led examination conducted at the insurer’s location.

An affidavit is a sworn written statement, but it’s not an on-site interview conducted by the insurer’s attorney. A recorded statement is typically a non-sworn statement collected by an adjuster, often by phone or in person, without an oath. A proof of loss is a formal document filed to state the loss amount and details, sworn, but not conducted as an attorney-led interview at the insurer’s office.